@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&family=Poppins:wght@400;500;600;700;800&family=Outfit:wght@400;500;600;700;800&display=swap');

/* ════════════════════════════════════════════════
   YUVI FINANCIAL SERVICES — DESIGN SYSTEM v3.0
   New Unique Design — Fintech Modern Style
   Logo Colors: Navy #1a2744 | Forest Green #2a7a4f
════════════════════════════════════════════════ */
:root {
  --navy:          #1a2744;
  --navy-deep:     #0d1a30;
  --navy-mid:      #243359;
  --navy-light:    #2d4170;
  --primary:       var(--navy);
  --primary-dark:  var(--navy-deep);
  --accent:        var(--green);
  --green:         #2a7a4f;
  --green-mid:     #36956a;
  --green-light:   #4aad82;
  --green-pale:    #eef8f3;
  --gold:          #c9a227;
  --gold-light:    #e8c060;
  --text:          #1a2744;
  --text-body:     #455070;
  --text-muted:    #7a8aaa;
  --bg-light:      #f5f7fc;
  --bg-warm:       #fafbfe;
  --white:         #ffffff;
  --border:        #e0e8f5;
  --border-light:  #edf2fb;
  --shadow-sm:     0 2px 16px rgba(26,39,68,0.07);
  --shadow:        0 6px 30px rgba(26,39,68,0.10);
  --shadow-lg:     0 12px 50px rgba(26,39,68,0.15);
  --shadow-green:  0 8px 30px rgba(42,122,79,0.22);
  --radius:        14px;
  --radius-lg:     22px;
  --radius-xl:     32px;
  --transition:    all 0.3s cubic-bezier(0.4,0,0.2,1);
}

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',sans-serif;color:var(--text-body);background:#fff;overflow-x:hidden}
a{text-decoration:none;color:inherit;transition:var(--transition)}
img{max-width:100%;height:auto}
ul{list-style:none}
.fw-700{font-weight:700!important}
.fw-600{font-weight:600!important}
.fw-800{font-weight:800!important}

::-webkit-scrollbar{width:5px}
::-webkit-scrollbar-track{background:#f0f4ff}
::-webkit-scrollbar-thumb{background:var(--green);border-radius:3px}

/* ══════════════════════════════════════════════
   LOAN MARQUEE — Top banner
══════════════════════════════════════════════ */
.loan-marquee-wrapper{background:var(--navy-deep);padding:8px 0;overflow:hidden;border-bottom:1px solid rgba(255,255,255,0.05)}
.loan-marquee{display:flex;align-items:center;white-space:nowrap;animation:marqueeScroll 35s linear infinite}
.loan-marquee:hover{animation-play-state:paused}
.loan-marquee .loan-item{display:inline-flex;align-items:center;gap:8px;margin:0 24px;color:#fff;font-size:0.82rem;font-weight:600;letter-spacing:0.5px}
.loan-marquee .loan-item i{font-size:1.1rem;color:var(--accent)}
@keyframes marqueeScroll{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}

/* ══════════════════════════════════════════════
   TOP BAR — Left-angled clip, green accent line
══════════════════════════════════════════════ */
.top-bar{
  background:#fff;
  color:var(--text-muted);
  font-size:0.8rem;
  padding:8px 0;
  border-bottom:1px solid var(--border);
}
.top-bar a{color:var(--green);font-weight:600}
.top-bar a:hover{color:var(--navy)}
.top-bar .social-icons a{color:var(--text-muted);margin:0 5px;font-size:0.95rem;transition:var(--transition)}
.top-bar .social-icons a:hover{color:var(--green)}

/* ══════════════════════════════════════════════
   NAVBAR — White bg, dark text
══════════════════════════════════════════════ */
.navbar{
  background:#fff;
  padding:0 0;
  position:sticky;
  top:0;
  z-index:1100;
  border-bottom:2px solid var(--green);
  box-shadow:0 2px 20px rgba(26,39,68,0.08);
}
.navbar .container{min-height:64px;display:flex;align-items:center}
.navbar-brand{display:flex;align-items:center;gap:10px;padding:8px 0;flex-shrink:0}
.navbar-brand img{max-height:44px;width:auto}
.navbar-brand .brand-text{
  font-family:'Outfit',sans-serif;
  font-weight:700;
  font-size:1.1rem;
  color:var(--navy);
  line-height:1.2;
}
.navbar-brand .brand-sub{font-size:0.58rem;color:var(--green);font-weight:700;letter-spacing:2px;text-transform:uppercase}

/* Desktop nav links */
#desktopNav .nav-link{
  font-weight:600;
  color:var(--navy)!important;
  padding:0.45rem 0.85rem!important;
  font-size:0.88rem;
  border-radius:8px;
  transition:var(--transition);
}
#desktopNav .nav-link:hover{color:var(--green)!important;background:var(--green-pale)}
#desktopNav .nav-link.active{color:var(--green)!important;background:var(--green-pale)}

/* Compact Apply Now pill (desktop) */
.btn-apply-compact{
  display:inline-flex;align-items:center;
  background:linear-gradient(135deg,var(--green),var(--green-mid));
  color:#fff!important;font-weight:700;
  border-radius:30px;
  padding:0.45rem 1.4rem;
  font-size:0.87rem;
  box-shadow:0 4px 14px rgba(42,122,79,0.35);
  transition:var(--transition);
  text-decoration:none;white-space:nowrap;
  border:none;
}
.btn-apply-compact:hover{
  transform:translateY(-2px);
  box-shadow:0 6px 20px rgba(42,122,79,0.5);
  color:#fff;
  background:linear-gradient(135deg,var(--green-mid),var(--green-light));
}

/* Dropdown */
.navbar .dropdown-menu{
  background:#fff;
  border:1px solid var(--border);
  border-radius:var(--radius);
  box-shadow:var(--shadow-lg);
  padding:0.5rem;
  min-width:210px;
}
.navbar .dropdown-item{
  border-radius:8px;
  padding:0.52rem 1rem;
  font-size:0.86rem;
  font-weight:500;
  color:var(--navy);
}
.navbar .dropdown-item:hover{background:var(--green-pale);color:var(--green)}

/* Mobile hamburger button */
.mobile-menu-btn{
  display:flex;flex-direction:column;justify-content:center;gap:5px;
  background:none;border:1.5px solid var(--border);
  border-radius:8px;padding:8px 10px;
  cursor:pointer;margin-left:auto;
  transition:var(--transition);
}
.mobile-menu-btn:hover{border-color:var(--green);background:var(--green-pale)}
.mobile-menu-btn span{
  display:block;width:20px;height:2px;
  background:var(--navy);border-radius:2px;
  transition:var(--transition);
}

/* ══════════════════════════════════════════════
   MOBILE SLIDE-IN DRAWER
══════════════════════════════════════════════ */
.mobile-drawer-overlay{
  position:fixed;inset:0;
  background:rgba(13,26,48,0.55);
  z-index:1200;
  opacity:0;pointer-events:none;
  transition:opacity 0.3s ease;
  backdrop-filter:blur(2px);
}
.mobile-drawer-overlay.show{opacity:1;pointer-events:auto}

.mobile-drawer{
  position:fixed;top:0;right:0;bottom:0;
  width:300px;max-width:85vw;
  background:var(--navy);
  z-index:1300;
  transform:translateX(100%);
  transition:transform 0.35s cubic-bezier(0.4,0,0.2,1);
  display:flex;flex-direction:column;
  overflow-y:auto;
}
.mobile-drawer.open{transform:translateX(0)}

.drawer-header{
  display:flex;align-items:center;justify-content:space-between;
  padding:16px 20px;
  border-bottom:1px solid rgba(255,255,255,0.1);
  background:var(--navy-deep);
  flex-shrink:0;
}
.drawer-close{
  background:rgba(255,255,255,0.08);border:none;
  color:#fff;width:36px;height:36px;
  border-radius:50%;display:flex;align-items:center;justify-content:center;
  font-size:1rem;cursor:pointer;transition:var(--transition);
  flex-shrink:0;
}
.drawer-close:hover{background:rgba(255,255,255,0.18);transform:rotate(90deg)}

.drawer-nav{
  flex:1;padding:10px 0;
}
.drawer-link{
  display:flex;align-items:center;gap:12px;
  padding:14px 22px;
  color:#d0dcea!important;
  font-weight:600;font-size:0.92rem;
  text-decoration:none;
  border-bottom:1px solid rgba(255,255,255,0.05);
  transition:var(--transition);
}
.drawer-link:hover,.drawer-link:active{background:rgba(42,122,79,0.18);color:#fff!important;padding-left:28px}
.drawer-link i{color:var(--green-light);font-size:1rem;width:20px;flex-shrink:0}

/* Accordion services */
.drawer-accordion-btn{
  width:100%;background:none;border:none;
  justify-content:space-between;cursor:pointer;
}
.drawer-chevron{font-size:0.75rem;transition:transform 0.3s ease;color:rgba(255,255,255,0.4)}
.drawer-accordion-body{
  display:none;background:rgba(0,0,0,0.2);
}
.drawer-accordion-body.open{display:block}
.drawer-sub-link{
  display:block;padding:10px 22px 10px 54px;
  color:rgba(255,255,255,0.6)!important;
  font-size:0.84rem;font-weight:500;
  text-decoration:none;border-bottom:1px solid rgba(255,255,255,0.04);
  transition:var(--transition);
}
.drawer-sub-link:hover{color:var(--green-light)!important;padding-left:60px}

.drawer-footer{
  padding:20px;border-top:1px solid rgba(255,255,255,0.1);
  flex-shrink:0;
}
.drawer-cta-btn{
  display:flex;align-items:center;justify-content:center;
  width:100%;padding:12px;
  background:linear-gradient(135deg,var(--green),var(--green-mid));
  color:#fff!important;font-weight:700;font-size:0.92rem;
  border-radius:12px;text-decoration:none;
  margin-bottom:10px;transition:var(--transition);
  box-shadow:0 4px 16px rgba(42,122,79,0.3);
}
.drawer-cta-btn:hover{transform:translateY(-2px);box-shadow:0 6px 22px rgba(42,122,79,0.45);color:#fff}
.drawer-partner-btn{
  display:flex;align-items:center;justify-content:center;
  width:100%;padding:10px;
  background:rgba(255,255,255,0.06);
  color:rgba(255,255,255,0.8)!important;font-weight:600;font-size:0.88rem;
  border-radius:12px;text-decoration:none;border:1px solid rgba(255,255,255,0.12);
  transition:var(--transition);
}
.drawer-partner-btn:hover{background:rgba(255,255,255,0.12);color:#fff!important}
.drawer-contact-row{
  text-align:center;
}
.drawer-contact-row a{
  color:rgba(255,255,255,0.5);font-size:0.82rem;text-decoration:none;
  display:inline-flex;align-items:center;gap:6px;
}
.drawer-contact-row a:hover{color:var(--green-light)}

/* ══════════════════════════════════════════════
   HERO — Angled split background, centered content
══════════════════════════════════════════════ */
.hero-section{
  background:#fff;
  min-height:88vh;
  display:flex;
  align-items:center;
  position:relative;
  overflow:hidden;
  padding:70px 0 60px;
}
.hero-section::before{
  content:'';
  position:absolute;
  top:-100px;right:-80px;
  width:480px;height:480px;
  background:radial-gradient(circle at 60% 40%,rgba(42,122,79,0.07) 0%,transparent 70%);
  border-radius:50%;
  pointer-events:none;
}
.hero-section::after{
  content:'';
  position:absolute;
  bottom:-60px;left:-60px;
  width:380px;height:380px;
  background:radial-gradient(circle,rgba(26,39,68,0.04) 0%,transparent 70%);
  border-radius:50%;
  pointer-events:none;
}
/* Grid lines decoration */
.hero-grid{
  position:absolute;inset:0;
  background-image:linear-gradient(rgba(255,255,255,0.025) 1px,transparent 1px),
                   linear-gradient(90deg,rgba(255,255,255,0.025) 1px,transparent 1px);
  background-size:60px 60px;
  pointer-events:none;
}
.hero-particles{position:absolute;inset:0;overflow:hidden;pointer-events:none}
.hero-particles span{
  position:absolute;width:5px;height:5px;
  background:var(--green);border-radius:50%;opacity:0.3;
  animation:float 7s ease-in-out infinite;
}
.hero-content{position:relative;z-index:2;padding-bottom:60px}
.hero-eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  background:var(--green-pale);
  border:1.5px solid rgba(42,122,79,0.25);
  color:var(--green);
  padding:6px 18px;border-radius:30px;
  font-size:0.78rem;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;
  margin-bottom:1.5rem;
}
.hero-eyebrow span{width:6px;height:6px;background:var(--green-light);border-radius:50%;animation:pulse 2s infinite}
.hero-title{
  font-family:'Outfit',sans-serif;
  font-size:clamp(2rem,4.5vw,3.6rem);
  font-weight:800;
  color:var(--navy);
  line-height:1.13;
  margin-bottom:1.2rem;
  letter-spacing:-0.5px;
}
.hero-title .line-accent{
  color:var(--green);
  -webkit-text-fill-color:var(--green);
}
.hero-subtitle{color:var(--text-muted);font-size:1.05rem;margin-bottom:2.5rem;line-height:1.8;max-width:520px}
.hero-cta-group{display:flex;gap:1rem;flex-wrap:wrap;margin-bottom:3rem}
.btn-hero-primary{
  background:linear-gradient(135deg,var(--green),var(--green-mid));
  color:#fff;border:none;
  padding:0.85rem 2.2rem;
  border-radius:var(--radius-xl);
  font-weight:700;font-size:0.95rem;
  box-shadow:0 6px 24px rgba(42,122,79,0.4);
  transition:var(--transition);
  display:inline-flex;align-items:center;gap:8px;
}
.btn-hero-primary:hover{transform:translateY(-3px);box-shadow:0 10px 32px rgba(42,122,79,0.55);color:#fff}
.btn-hero-outline{
  background:transparent;
  color:#fff;
  border:2px solid rgba(255,255,255,0.3);
  padding:0.82rem 2.2rem;
  border-radius:var(--radius-xl);
  font-weight:600;font-size:0.95rem;
  transition:var(--transition);
  display:inline-flex;align-items:center;gap:8px;
}
.btn-hero-outline:hover{background:#fff;border-color:#fff;color:var(--navy)}

/* Hero stats inline row */
.hero-trust-row{
  display:flex;align-items:center;gap:2rem;flex-wrap:wrap;
  padding:1.2rem 0;
  border-top:1px solid var(--border);
}
.trust-item{display:flex;align-items:center;gap:10px}
.trust-item .trust-num{font-family:'Outfit',sans-serif;font-size:1.6rem;font-weight:800;color:var(--green);line-height:1}
.trust-item .trust-lbl{font-size:0.7rem;color:var(--text-muted);text-transform:uppercase;letter-spacing:1px}
.trust-divider{width:1px;height:40px;background:var(--border)}

/* Hero form card */
.hero-form-wrap{position:relative;z-index:2;padding-bottom:60px}
.hero-form-card{
  background:#fff;
  border-radius:var(--radius-xl);
  padding:2.5rem;
  box-shadow:0 20px 60px rgba(13,26,48,0.4);
  position:relative;overflow:hidden;
}
.hero-form-card::before{
  content:'';position:absolute;top:0;left:0;right:0;height:4px;
  background:linear-gradient(90deg,var(--green),var(--green-light),var(--gold));
}
.hero-form-card .card-title{
  font-family:'Outfit',sans-serif;font-weight:800;
  color:var(--navy);font-size:1.2rem;margin-bottom:0.3rem;
}
.hero-form-card .card-sub{color:var(--text-muted);font-size:0.82rem;margin-bottom:1.5rem}
.hero-form-card .form-control,
.hero-form-card .form-select{
  background:var(--bg-light);border:1.5px solid var(--border);
  color:var(--navy);border-radius:10px;padding:0.7rem 1rem;font-size:0.9rem;
}
.hero-form-card .form-control::placeholder{color:#a0aec0}
.hero-form-card .form-control:focus,
.hero-form-card .form-select:focus{
  background:#fff;border-color:var(--green);
  box-shadow:0 0 0 3px rgba(42,122,79,0.12);
}
.form-label-sm{font-size:0.8rem;font-weight:600;color:var(--navy);margin-bottom:0.35rem}

/* ══════════════════════════════════════════════
   STATS STRIP — Dark, full width
══════════════════════════════════════════════ */
.stats-strip{
  background:var(--bg-light);
  padding:50px 0;
  border-top:1px solid var(--border-light);
  border-bottom:1px solid var(--border-light);
}
.stat-block{text-align:center;padding:0.5rem 1.5rem;position:relative}
.stat-block:not(:last-child)::after{
  content:'';position:absolute;right:0;top:15%;bottom:15%;
  width:1px;background:var(--border);
}
.stat-block .stat-num{
  font-family:'Outfit',sans-serif;font-size:2.6rem;font-weight:800;
  color:var(--green);
  line-height:1;margin-bottom:0.4rem;
}
.stat-block .stat-lbl{color:var(--text-muted);font-size:0.78rem;text-transform:uppercase;letter-spacing:1.5px}

/* ══════════════════════════════════════════════
   SECTION BASE
══════════════════════════════════════════════ */
.section-pad{padding:90px 0}
.section-tag{
  display:inline-flex;align-items:center;gap:8px;
  background:var(--green-pale);color:var(--green);
  padding:5px 16px;border-radius:20px;
  font-size:0.75rem;font-weight:700;letter-spacing:2px;text-transform:uppercase;
  margin-bottom:1rem;border:1px solid rgba(42,122,79,0.18);
}
.section-title{
  font-family:'Outfit',sans-serif;font-weight:800;
  font-size:clamp(1.6rem,3vw,2.4rem);
  color:var(--navy);line-height:1.25;letter-spacing:-0.3px;
}
.section-title span{color:var(--green)}
.section-title .text-gold{color:var(--gold)}
.section-line{
  display:flex;align-items:center;gap:12px;margin:1rem 0 1.8rem;
}
.section-line::before{
  content:'';width:40px;height:3px;
  background:linear-gradient(90deg,var(--green),var(--green-light));
  border-radius:2px;flex-shrink:0;
}
.section-line::after{content:'';flex:1;height:1px;background:var(--border-light)}
.section-divider{
  width:50px;height:4px;
  background:linear-gradient(90deg,var(--green),var(--green-light));
  border-radius:2px;margin:1rem 0 1.5rem;
}

/* ══════════════════════════════════════════════
   WHY CHOOSE US — Alternating feature rows
══════════════════════════════════════════════ */
.why-section{background:var(--bg-light)}
.feature-row{
  display:flex;align-items:center;gap:2rem;
  padding:2rem 2.5rem;
  background:#fff;
  border-radius:var(--radius-lg);
  border:1.5px solid var(--border-light);
  transition:var(--transition);
  margin-bottom:1.2rem;
}
.feature-row:hover{border-color:var(--green);box-shadow:var(--shadow);transform:translateX(6px)}
.feature-num{
  font-family:'Syne',sans-serif;font-size:3.5rem;font-weight:800;
  color:var(--green);opacity:0.12;line-height:1;flex-shrink:0;
  width:70px;text-align:center;
}
.feature-icon-box{
  width:60px;height:60px;flex-shrink:0;
  background:var(--green-pale);border-radius:16px;
  display:flex;align-items:center;justify-content:center;
  font-size:1.6rem;color:var(--green);
  transition:var(--transition);border:1.5px solid rgba(42,122,79,0.15);
}
.feature-row:hover .feature-icon-box{background:var(--green);color:#fff}
.feature-text h5{font-family:'Outfit',sans-serif;font-weight:700;color:var(--navy);margin-bottom:0.3rem;font-size:1rem}
.feature-text p{color:var(--text-muted);font-size:0.88rem;line-height:1.65;margin:0}

/* ══════════════════════════════════════════════
   LOAN CARDS — Tabbed grid view
══════════════════════════════════════════════ */
.loan-card{
  background:#fff;border-radius:var(--radius-lg);
  overflow:hidden;transition:var(--transition);
  border:1.5px solid var(--border-light);
  display:flex;flex-direction:column;
}
.loan-card:hover{transform:translateY(-8px);box-shadow:var(--shadow-lg);border-color:var(--green)}
.loan-card-img{
  height:180px;overflow:hidden;position:relative;
  background:linear-gradient(135deg,var(--navy) 0%,var(--navy-mid) 100%);
}
.loan-card-img img{width:100%;height:100%;object-fit:cover;transition:transform 0.5s ease}
.loan-card:hover .loan-card-img img{transform:scale(1.08)}
.loan-icon-overlay{
  position:absolute;inset:0;
  display:flex;align-items:center;justify-content:center;
  font-size:3rem;color:rgba(255,255,255,0.18);
}
.loan-card-body{padding:1.4rem;flex:1;display:flex;flex-direction:column}
.loan-card-body h5{font-family:'Outfit',sans-serif;font-weight:700;color:var(--navy);margin-bottom:.4rem;font-size:0.98rem}
.loan-rate{
  display:inline-flex;align-items:center;gap:5px;
  background:var(--green-pale);color:var(--green);
  padding:3px 12px;border-radius:20px;
  font-size:0.75rem;font-weight:700;margin-bottom:.5rem;
  border:1px solid rgba(42,122,79,0.18);
}
.loan-amounts{display:flex;justify-content:space-between;font-size:.78rem;color:var(--text-muted);margin:.5rem 0}
.loan-card-body .btn-row{margin-top:auto;display:flex;gap:8px}
.btn-view{
  border:1.5px solid var(--navy);color:var(--navy);
  border-radius:30px;padding:6px 18px;font-weight:600;font-size:.82rem;transition:var(--transition);
}
.btn-view:hover{background:var(--navy);color:#fff}

/* ── LOAN SLIDER ── */
.loan-slider-container{
  display:flex;gap:1.2rem;overflow-x:auto;
  scroll-snap-type:x mandatory;
  padding:1rem 0 1.5rem;-webkit-overflow-scrolling:touch;scrollbar-width:none;
}
.loan-slider-container::-webkit-scrollbar{display:none}
.loan-slider-item{scroll-snap-align:start;flex:0 0 calc(90%);max-width:calc(90%)}
@media(min-width:768px){.loan-slider-item{flex:0 0 calc(50% - 0.6rem);max-width:calc(50% - 0.6rem)}}
@media(min-width:992px){.loan-slider-item{flex:0 0 calc(33.333% - 0.8rem);max-width:calc(33.333% - 0.8rem)}}
.slider-btn{
  background:var(--navy);color:#fff;border:none;
  width:40px;height:40px;border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  cursor:pointer;transition:var(--transition);
}
.slider-btn:hover{background:var(--green);transform:scale(1.1)}
.slider-dots{display:flex;gap:6px}
.slider-dot{
  width:8px;height:8px;border-radius:50%;border:none;
  background:rgba(26,39,68,0.15);cursor:pointer;transition:var(--transition);padding:0;
}
.slider-dot.active{background:var(--green);width:24px;border-radius:4px}

/* ══════════════════════════════════════════════
   PARTNERS — Navy BG with glassy logos
══════════════════════════════════════════════ */
.partners-section{
  background:linear-gradient(135deg,var(--navy) 0%,var(--navy-mid) 100%);
  padding:70px 0;position:relative;overflow:hidden;
}
.bank-chip{
  display:inline-flex;align-items:center;gap:8px;
  background:rgba(255,255,255,0.08);
  border:1px solid rgba(255,255,255,0.12);
  border-radius:50px;padding:8px 18px;
  color:#fff;font-size:0.82rem;font-weight:600;
  transition:var(--transition);
}
.bank-chip:hover{background:rgba(42,122,79,0.25);border-color:rgba(74,173,130,0.5)}

/* ══════════════════════════════════════════════
   TESTIMONIALS — Large full-width card
══════════════════════════════════════════════ */
.testimonials-section{background:#fff;padding:90px 0}
.testimonial-card{
  background:linear-gradient(135deg,var(--bg-light) 0%,var(--green-pale) 100%);
  border:1.5px solid var(--border-light);
  border-radius:var(--radius-xl);padding:2.5rem;
  transition:var(--transition);position:relative;overflow:hidden;
}
.testimonial-card::after{
  content:'';position:absolute;bottom:0;right:0;
  width:120px;height:120px;
  background:radial-gradient(circle,rgba(42,122,79,0.1) 0%,transparent 70%);
}
.testimonial-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-5px);border-color:var(--green)}
.testimonial-quote{font-size:3.5rem;line-height:1;color:var(--green);opacity:0.3;font-family:Georgia,serif;margin-bottom:-0.5rem}
.testimonial-card p{color:var(--text-body);font-size:0.98rem;line-height:1.8;margin:0.8rem 0 1.5rem;font-style:italic}
.testimonial-card .author-name{color:var(--navy);font-weight:700;font-size:0.95rem}
.testimonial-card .author-city{color:var(--green);font-size:0.8rem;font-weight:600}
.stars{color:#f59e0b;font-size:0.88rem;margin-bottom:0.3rem}

/* ══════════════════════════════════════════════
   EMI CALCULATOR
══════════════════════════════════════════════ */
.emi-calculator{
  background:#fff;
  border-radius:var(--radius-lg);padding:2.2rem;
  box-shadow:var(--shadow-lg);
  border:2px solid var(--border);
  border-top:4px solid var(--green);
}
.emi-calculator h4{color:var(--navy);font-family:'Outfit',sans-serif;font-weight:800}
.emi-calculator .form-label{color:var(--navy);font-size:0.82rem;font-weight:600}
.emi-calculator .form-control{
  background:var(--bg-light);
  border:1.5px solid var(--border);
  color:var(--navy);border-radius:10px;
}
.emi-calculator .form-control:focus{
  background:#fff;
  border-color:var(--green);
  box-shadow:0 0 0 3px rgba(42,122,79,0.12);
}
.emi-result{
  background:linear-gradient(135deg,var(--navy),var(--navy-mid));
  border-radius:var(--radius);padding:1.5rem;text-align:center;margin-top:1rem;
}
.emi-result .emi-amount{
  font-family:'Outfit',sans-serif;font-size:2.2rem;font-weight:800;color:#6ee8a8;
}
.emi-result .emi-label{color:rgba(255,255,255,0.7);font-size:0.8rem;margin-bottom:0.3rem}
.emi-result .emi-detail{font-size:0.8rem;color:rgba(255,255,255,0.6)}
input[type=range]{width:100%;accent-color:var(--green)}

/* ══════════════════════════════════════════════
   MAP & PRESENCE
══════════════════════════════════════════════ */
.map-section{background:var(--bg-light)}
.map-card{border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-lg)}
.map-card iframe{display:block;border:none}
.presence-card{
  background:#fff;border-radius:var(--radius);padding:1.6rem 1.4rem;
  border-left:4px solid var(--green);
  border:1.5px solid var(--border-light);
  border-left:4px solid var(--green);
  transition:var(--transition);
}
.presence-card:hover{box-shadow:var(--shadow);transform:translateY(-4px)}
.presence-card i{font-size:1.8rem;color:var(--green);margin-bottom:0.6rem}
.presence-card h6{font-weight:700;color:var(--navy);margin-bottom:0.25rem}
.presence-card p{color:var(--text-muted);font-size:0.82rem;margin:0}
.hq-badge{
  background:linear-gradient(135deg,var(--navy),var(--navy-mid));
  border-radius:var(--radius);padding:1.2rem 1.5rem;
  display:flex;align-items:flex-start;gap:12px;
}
.hq-badge i{color:var(--green-light);font-size:1.2rem;margin-top:2px;flex-shrink:0}
.hq-badge .hq-title{color:rgba(255,255,255,0.6);font-size:0.72rem;text-transform:uppercase;letter-spacing:1.5px;font-weight:700;margin-bottom:3px}
.hq-badge .hq-addr{color:#fff;font-size:0.86rem;font-weight:500;line-height:1.55}

/* ══════════════════════════════════════════════
   ABOUT FOUNDER — Reversed layout
══════════════════════════════════════════════ */
.founder-section{
  background:var(--bg-light);
  padding:90px 0;
  position:relative;overflow:hidden;
}
.founder-img-container{position:relative;display:inline-block}
.founder-img-container img{
  border-radius:var(--radius-xl);
  box-shadow:var(--shadow-lg);
  position:relative;z-index:1;
}
.founder-frame{
  position:absolute;
  top:18px;left:18px;right:-18px;bottom:-18px;
  border:3px solid var(--green);border-radius:var(--radius-xl);
  z-index:0;opacity:0.35;
}
.founder-quote-block{
  background:#fff;
  border:1.5px solid var(--border-light);
  border-left:4px solid var(--green);
  border-radius:var(--radius);padding:1.5rem;
  margin:1.5rem 0;
}
.founder-quote-block p{color:var(--text-body);font-size:0.98rem;font-style:italic;line-height:1.8;margin:0}
.founder-quote-block .quote-by{color:var(--green);font-weight:600;font-size:0.85rem;margin-top:0.7rem}
.exp-badge{
  display:inline-flex;flex-direction:column;align-items:center;
  background:linear-gradient(135deg,var(--green),var(--green-mid));
  color:#fff;padding:1.2rem 1.8rem;border-radius:var(--radius);
  font-family:'Outfit',sans-serif;box-shadow:var(--shadow-green);
  position:absolute;bottom:-20px;right:-20px;z-index:2;
}
.exp-badge .num{font-size:2.5rem;font-weight:800;line-height:1}
.exp-badge .txt{font-size:0.6rem;text-transform:uppercase;letter-spacing:1.5px;opacity:0.85}
.achievement-pill{
  display:inline-flex;align-items:center;gap:10px;
  background:#fff;
  border:1.5px solid var(--border-light);
  border-radius:50px;padding:10px 20px;
  margin:0.4rem 0.3rem;transition:var(--transition);
  box-shadow:var(--shadow-sm);
}
.achievement-pill:hover{border-color:var(--green);box-shadow:var(--shadow-green);transform:translateY(-2px)}
.achievement-pill i{color:var(--green);font-size:1rem}
.achievement-pill .ap-val{font-family:'Outfit',sans-serif;font-weight:800;color:var(--navy);font-size:1.1rem;margin-right:4px}
.achievement-pill .ap-lbl{color:var(--text-muted);font-size:0.78rem}

/* ══════════════════════════════════════════════
   CTA APPLY SECTION
══════════════════════════════════════════════ */
.apply-section{
  background:#fff;
  position:relative;overflow:hidden;
  padding:90px 0;
}
.apply-section-inner{
  background:linear-gradient(135deg,var(--navy) 0%,var(--navy-mid) 100%);
  border-radius:var(--radius-xl);padding:60px 50px;
  position:relative;overflow:hidden;
}
.apply-section-inner::before{
  content:'';position:absolute;top:-100px;right:-50px;
  width:350px;height:350px;border-radius:50%;
  background:radial-gradient(circle,rgba(42,122,79,0.25) 0%,transparent 70%);
}
.apply-section-inner::after{
  content:'';position:absolute;bottom:-80px;left:-50px;
  width:280px;height:280px;border-radius:50%;
  background:radial-gradient(circle,rgba(201,162,39,0.12) 0%,transparent 70%);
}
.apply-form-card{background:#fff;border-radius:var(--radius-lg);padding:2.5rem;box-shadow:var(--shadow-lg)}
.otp-step{display:none}
.otp-step.active{display:block;animation:fadeInUp 0.4s ease}

/* ══════════════════════════════════════════════
   CONTACT
══════════════════════════════════════════════ */
.contact-info-card{
  background:linear-gradient(135deg,var(--navy),var(--navy-mid));
  color:#fff;border-radius:var(--radius-lg);padding:2.5rem;height:100%;
}
.contact-info-card .info-item{display:flex;gap:1rem;align-items:flex-start;margin-bottom:1.5rem}
.contact-info-card .info-icon{
  width:46px;height:46px;background:rgba(42,122,79,0.2);border-radius:12px;
  display:flex;align-items:center;justify-content:center;
  flex-shrink:0;font-size:1.2rem;color:var(--green-light);
}

/* ══════════════════════════════════════════════
   FOOTER — Dark 2-tone layout
══════════════════════════════════════════════ */
.footer{background:var(--navy);color:#8a9bb8}
.footer-top{
  padding:60px 0 40px;
  border-top:4px solid var(--green);
}
.footer-top::before{display:none;}
.footer-brand p{font-size:.88rem;line-height:1.8;color:#6a7e9e}
.footer h5{
  color:#fff;font-family:'Outfit',sans-serif;font-weight:700;
  margin-bottom:1.2rem;font-size:1rem;
  position:relative;padding-bottom:.7rem;
}
.footer h5::after{
  content:'';position:absolute;bottom:0;left:0;
  width:35px;height:2.5px;background:var(--green);border-radius:2px;
}
.footer ul li{margin-bottom:.6rem}
.footer ul li a{color:#6a7e9e;font-size:.88rem;transition:var(--transition)}
.footer ul li a:hover{color:var(--green-light);padding-left:6px}
.footer .social-links a{
  display:inline-flex;align-items:center;justify-content:center;
  width:38px;height:38px;border-radius:50%;
  border:1px solid rgba(255,255,255,0.12);
  color:#6a7e9e;margin-right:8px;transition:var(--transition);font-size:1rem;
}
.footer .social-links a:hover{background:var(--green);border-color:var(--green);color:#fff;transform:translateY(-3px)}
.footer-bottom{
  background:var(--navy);
  border-top:1px solid rgba(255,255,255,0.05);
  padding:18px 0;font-size:.8rem;
}
.footer-contact-item{display:flex;align-items:center;gap:10px;margin-bottom:.7rem;font-size:.85rem}
.footer-contact-item i{color:var(--green-light);font-size:0.95rem;width:18px}

/* ══════════════════════════════════════════════
   FLOATING BUTTONS
══════════════════════════════════════════════ */
.floating-btns{position:fixed;bottom:28px;right:22px;z-index:9999;display:flex;flex-direction:column;gap:10px}
.float-btn{
  width:50px;height:50px;border-radius:14px;
  display:flex;align-items:center;justify-content:center;
  font-size:1.3rem;box-shadow:0 4px 20px rgba(0,0,0,0.25);
  transition:var(--transition);border:none;cursor:pointer;text-decoration:none;
}
.float-btn:hover{transform:scale(1.12);box-shadow:0 6px 28px rgba(0,0,0,0.35)}
.float-wa{background:#25D366;color:#fff}
.float-call{background:var(--green);color:#fff}
.float-btn .tooltip-text{
  position:absolute;right:62px;
  background:var(--navy);color:#fff;
  padding:5px 12px;border-radius:6px;
  font-size:.75rem;white-space:nowrap;
  opacity:0;pointer-events:none;transition:var(--transition);
}
.float-btn:hover .tooltip-text{opacity:1}
.float-btn{position:relative}

/* ══════════════════════════════════════════════
   VISITOR COUNTER
══════════════════════════════════════════════ */
.visitor-badge{
  position:fixed;bottom:220px;left:18px;z-index:999;
  background:var(--navy);color:#fff;
  border-radius:30px;padding:6px 14px;font-size:.73rem;
  display:flex;align-items:center;gap:6px;box-shadow:var(--shadow);
  border:1px solid rgba(42,122,79,0.25);
}
.visitor-badge .dot{width:7px;height:7px;background:#4ade80;border-radius:50%;animation:pulse 2s infinite}

/* ══════════════════════════════════════════════
   PAGE HERO (inner pages)
══════════════════════════════════════════════ */
.page-hero{
  background:linear-gradient(135deg,var(--navy) 0%,var(--navy-mid) 100%);
  padding:55px 0;text-align:center;position:relative;overflow:hidden;
}
.page-hero::before{
  content:'';position:absolute;inset:0;
  background-image:linear-gradient(rgba(255,255,255,0.02) 1px,transparent 1px),
                   linear-gradient(90deg,rgba(255,255,255,0.02) 1px,transparent 1px);
  background-size:50px 50px;
}
.page-hero::after{
  content:'';position:absolute;bottom:0;left:0;right:0;height:3px;
  background:linear-gradient(90deg,var(--green),var(--green-light),var(--gold));
}
.page-hero h1{font-family:'Outfit',sans-serif;color:#fff;font-weight:800;font-size:clamp(1.8rem,4vw,2.8rem)}
.page-hero .breadcrumb{justify-content:center;background:none;padding:0}
.page-hero .breadcrumb-item,.page-hero .breadcrumb-item a{color:rgba(255,255,255,0.5)}
.page-hero .breadcrumb-item.active{color:var(--green-light)}

/* ══════════════════════════════════════════════
   FORM STYLES
══════════════════════════════════════════════ */
.form-control,.form-select{
  border-radius:10px;border:1.5px solid var(--border);
  padding:0.7rem 1rem;font-size:.9rem;transition:var(--transition);background:#fff;
}
.form-control:focus,.form-select:focus{border-color:var(--green);box-shadow:0 0 0 3px rgba(42,122,79,0.12)}
.btn-primary-custom{
  background:linear-gradient(135deg,var(--navy),var(--navy-mid));
  color:#fff;border:none;border-radius:30px;
  padding:.75rem 2rem;font-weight:700;font-size:0.92rem;transition:var(--transition);
}
.btn-primary-custom:hover{transform:translateY(-2px);box-shadow:0 6px 20px rgba(26,39,68,0.3);color:#fff}
.btn-accent{
  background:linear-gradient(135deg,var(--green),var(--green-mid));
  color:#fff;border:none;border-radius:30px;
  padding:.75rem 2rem;font-weight:700;font-size:0.92rem;transition:var(--transition);
}
.btn-accent:hover{transform:translateY(-2px);box-shadow:var(--shadow-green);color:#fff}
.btn-outline-light{border-width:2px!important}

/* ══════════════════════════════════════════════
   ANIMATIONS
══════════════════════════════════════════════ */
@keyframes fadeInUp{from{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}
@keyframes fadeInDown{from{opacity:0;transform:translateY(-20px)}to{opacity:1;transform:translateY(0)}}
@keyframes fadeInRight{from{opacity:0;transform:translateX(30px)}to{opacity:1;transform:translateX(0)}}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-22px)}}
@keyframes pulse{0%,100%{opacity:1;transform:scale(1)}50%{opacity:.4;transform:scale(1.4)}}
.animate-up{opacity:0;transform:translateY(28px);transition:opacity 0.65s ease,transform 0.65s ease}
.animate-up.visible{opacity:1;transform:none}

/* ══════════════════════════════════════════════
   MOBILE RESPONSIVE
══════════════════════════════════════════════ */
@media(max-width:991px){
  .hero-section{min-height:auto;padding:45px 0 0;clip-path:polygon(0 0,100% 0,100% 94%,0 100%)}
  .hero-content,.hero-form-wrap{padding-bottom:50px}
  .hero-trust-row{gap:1rem}
  .trust-divider{display:none}
  .section-pad{padding:65px 0}
  .apply-section-inner{padding:40px 24px}
  .mobile-horizontal-nav{
    display:flex;flex-direction:row!important;flex-wrap:wrap;
    justify-content:flex-end;gap:6px;padding:10px 0;
  }
  .mobile-horizontal-nav .nav-item{width:auto}
  .mobile-horizontal-nav .nav-link{
    background:rgba(255,255,255,0.06);border-radius:20px;
    padding:5px 14px!important;font-size:0.82rem;
    border:1px solid rgba(255,255,255,0.12);color:rgba(255,255,255,0.8)!important;
  }
  .mobile-horizontal-nav .nav-link::after{display:none}
  .mobile-horizontal-nav .dropdown-menu{position:absolute;z-index:1000}
}
@media(max-width:767px){
  .top-bar{text-align:center;font-size:.72rem}
  .top-bar .d-flex{flex-wrap:wrap;justify-content:center;gap:4px}
  .navbar .nav-link{padding:.5rem 0.7rem!important}
  .floating-btns{bottom:18px;right:12px}
  .visitor-badge{display:none}
  .footer-top{padding:40px 0 20px}
  .hero-title{font-size:1.9rem}
  .stats-strip{margin-top:30px}
  .feature-row{padding:1.4rem}
  .feature-num{display:none}
  .founder-frame{display:none}
}
@media(max-width:480px){
  .hero-title{font-size:1.65rem}
  .stats-strip{padding:35px 0}
  .stat-block .stat-num{font-size:2rem}
  .apply-section-inner{padding:30px 18px}
}